Aurum vs Mint

Mint is gone. Here's what comes next.

Intuit shut Mint down on January 1, 2024 and redirected its users to Credit Karma. For Canadians who valued Mint's budgeting and never got registered-account tracking from any app, Aurum was built for exactly that moment.

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Aurum vs Mint — the detail

Mint shut down on January 1, 2024. What happened to your data?

On November 2, 2023, Intuit announced it was retiring Mint and redirecting users to Credit Karma. The app stopped working on January 1, 2024. Anyone who didn't manually export their transaction history before that date lost years of categorized spending — Credit Karma did not import budget rules, custom categories, or split-transaction data on the way over. Aurum was designed around the opposite philosophy: your data is exportable in plain CSV at any time, and the product is built so that a future shutdown wouldn't strand you. You can leave with everything you brought in.

Is Credit Karma a real replacement for Mint?

Credit Karma is a credit-monitoring service that surfaces card and loan offers. It is not a budgeting app. There are no monthly category limits, no subscription detection, no proper recurring-bill management, and no understanding of Canadian registered accounts. For most former Mint users, the migration felt like a lateral move at best — and for Canadians, it didn't even address the parts of Mint that were weakest. If you came to Mint for budgeting, you left Credit Karma still looking for one.

Did Mint track TFSA, RRSP, or FHSA contribution room?

No. Mint treated every account as a balance — a TFSA looked the same as a chequing account. There was no tracking of lifetime contribution room, no 18%-of-earned-income RRSP calculation, no FHSA dual-cap math, and no warning before you crossed a CRA limit and owed the 1% monthly over-contribution penalty. Aurum's contribution-tracking section was built precisely because no major app was filling that gap for Canadians — and the CRA only publishes your room with a multi-month lag, one year at a time.

What's the best Mint alternative for Canadians in 2026?

For Canadians, the most direct Mint replacement is Aurum. It combines the spending categorization and monthly budgets that Mint was strongest at with real-time TFSA, RRSP, and FHSA contribution-room tracking — the layer Mint never had. The product runs on the web today, with iOS and Android apps on the roadmap. Canadian bank sync via Plaid is the next major milestone. Pricing is a flat subscription with no ads inside the app and no third-party offers wedged into your dashboard.

Side by side

Mint vs Aurum

FeatureMintaurum

StatusShut down (Jan 2024)Active

PriceFree (was)$8/mo · $69/yr

Business modelFree — ad supportedSubscription — no ads, no upsells

TFSA room trackingNoYes

RRSP room trackingNoYes

FHSA room trackingNo (didn't exist when Mint did)Yes

Over-contribution warningsNoYes

Contribution deadline remindersNoYes

Budget trackingYesYes

Subscription trackingNoYes

Net worthLimitedComing soon

Canadian bank syncPartial (often broken)Coming soon

DesignDatedModern, editorial

Frequently asked

Aurum vs Mint — common questions

Did Mint really shut down?

Yes. Intuit announced the shutdown in November 2023, and Mint stopped working on January 1, 2024. Existing users were redirected to Credit Karma, which does not replicate Mint's budgeting features.

What is the best Canadian alternative to Mint?

For Canadians, the closest Mint alternative is Aurum. It carries forward Mint's spending categorization and monthly budgets, and adds real-time TFSA, RRSP, and FHSA contribution-room tracking that Mint never offered.

Can I still export my data from Mint?

No. Once the shutdown took effect on January 1, 2024, exports were no longer available. If you didn't pull your CSV before that date, the data cannot be recovered from Mint itself.

Early access

Ready for something better?

Aurum is currently in early access. Join the waitlist and be the first to know when we open the doors.

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